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When you purchase a new home, you may be offered a home warranty. These warranties are designed to provide some peace of mind that you won’t be hit with unexpected repair or replacement costs for the first months in your new home. Let’s look at a few reasons you might buy a home warranty.

What is a Home Warranty?

A home warranty is not the same as homeowners insurance. While insurance is usually required, the warranty is an optional purchase. It is a service agreement between the homeowner and the warranty company that provides some protection and coverage for your home’s components. Each warranty is different. Read the terms and learn about what type of coverage is offered when deciding which one is right for you.

Questions to Ask

To choose the best warranty for your home, look into what is covered. Which appliances qualify for repair or replacement? How can that coverage benefit you? It’s common for pools and spas to not fall under basic warranty coverage, but some companies offer pricing options that include your swimming pool.

Find out the price of the warranty. What are you paying for? What types of additional coverage are available and what are the costs for that coverage? Also, look at what you’ll pay as a service fee. The service fee is like a copayment that you’ll make when the service provider comes to make repairs.

When shopping for a warranty, learn about the duration of the coverage. Some warranties provide coverage for six months. It’s most common to find one-year warranties, but some companies will offer coverage for longer.

Another question to ask about your home warranty is if you can choose your own contractor or if the company has their own service providers.

Should I Buy a Home Warranty?

A home warranty provides peace of mind to you as a new homeowner. You will feel better knowing you’ll have fewer surprise property maintenance costs if something goes wrong. Budget for the cost of the warranty and any service fees, and you’ll enjoy your home without stressing about major repairs.

Aztec Home Services provides home inspection services to Harrisonburg, VA, and surrounding areas. Contact us to request an inspection of your new home. Ask us about home warranties available to our customers.